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Services

Home Loans

Whether you are a first-hand home buyer, refinancing your loan or investing in property, I can guide you through the process. You can rely on me for competitive rates to navigate through the lender's requirements. I am here to find the right loan for your needs.
Home Loans Designed for your Goals
Buy a home
Find the right home loan with programs builts for first-time buyers. I will support you with a simple process ensuring a smooth and stress-free experience.
Refinance your mortgage
Lower your rate, reduce your repayment or access your equity, Compare refinance options and see how different terms change your weekly/fortnightly or monthly commitment.
Invest in real estate
Whether you are buying your first investment or growing your portfolio, I will help you choose the structure that supports your cash flow.

Business Loans

With 15 years of experience in business banking, I have developed strong expertise across sophisticated lending processes, business loans, transactional banking, merchant facilities, and equipment finance. My role is to make the entire loan journey as seamless as possible for you.
I conduct a thorough assessment of your business, review financials, gather all required documentation, and present it to lenders to secure the most competitive rates and exceptional service. My aim is to simplify the process, remove the stress, and ultimately leave you with the confidence—and the outcome—you’re looking for.
Business loans can be more complex and expensive and hence working with an experienced finance broker will save you time and money. I have worked for over 15 years in commercial banking and can provide you guidance and options for;
  • Purchasing a business/commercial property as individual borrowers
  • Purchasing a business/commercial property under a trust or a company
  • Renovating an existing business or commercial property
  • Refinance an existing business or commercial property

Trade Finance

Trade finance is a flexible lending solution that helps businesses manage the financial demands of buying and selling products both locally and overseas. You may have a long lead time between invoicing and payment. I work closely with traditional and alternative lenders and am confident whether you are looking to expand or looking to stabilize your cash flow, I can find the right solution for you.

Equipment Loans

I work closely with traditional and alternative lenders and am confident that whether you are looking to purchase new machinery, vehicles, tools or any other equipment, I can source the right lender for you. Lending criteria varies from lender to lender and hence I take time to understand what your business needs. Typically, you may need;
  • GST registered ABN
  • Equipment is to be used for business purpose
  • ABN needs to be registered for over 12 months

Invoice Finance

Invoice finance is a revolving line of credit against your outstanding invoices or your accounts receivable ledger. Invoice finance is available to most businesses selling its products or services on credit to other business entities. Whilst most businesses sell their product or services on trading terms between 14 to 60 days, this may place strain on your working capital. With the use of invoice finance, you can obtain payment on the day you issue your invoices.

aim to assist customers with home loans and business loans

Call Us Or Get In Touch!

Contact Us
Contacts
+61423224470
rahul.kothari@kothariz.com.au
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